What is Libermall One?
VIP service by subscription for Libermall clients. Inside are three tariffs: Premium for 990 ₽ a month, Platinum and Private by average balance and application. A regular account stays free.
How is Premium different from a regular account?
Premium removes our markup on the first $1 000 of card top-ups each month, starts your cashback at 2% instead of 1%, opens the 100% refund on ChatGPT, Claude, Netflix, Spotify and TradingView without the $500 spend threshold, gives one free virtual card a month, a better ruble rate and priority support.
Why does the 3.5% fee stay?
It is charged by the licensed payment partner that issues the cards, not by us. On every One tariff we remove our own markup — the partner fee is always shown honestly before you pay.
How is the average balance calculated?
Every day at 00:00 UTC we take a snapshot of your main balance. At month end we take the average of all snapshots. Funds on cards and in Savings are not counted yet. Depositing $50 000 for one day gives an average of about $1 600 — a status cannot be bought for a day.
What if my balance drops below the threshold?
Your status stays until the end of the current month. From the next month you move to the tariff that matches your new average. Your cards and money stay where they are.
Can I cancel Premium? What happens to my cards?
Yes, in one tap in the bot. Your cards stay with you, privileges work until the end of the paid period, then you go back to a regular account.
How do I pay for Premium?
From your Libermall balance or with Telegram Stars, at the rate on the day of payment. The yearly plan costs 9 900 ₽ instead of 11 880 ₽ — two months free.
Do you pay interest on my balance?
No. A One tariff gives privileges for the balance — lower fees, higher cashback and people on the line — not income on your money.
How do I get Platinum or Private?
Leave a request on this page. We will message you in Telegram, check your average balance and switch the status on by hand. Private also requires enhanced verification and a source-of-funds check.
Who is the personal manager?
A person from the Libermall team — not a bot and not a call centre. You get a direct Telegram contact and a reply within an hour in business hours.
Is the money on my balance safe?
Cards are issued by licensed payment partners; Libermall LLC is a technology service, not a bank. How we store funds and protect your account is described on the Security page.